Saturday, February 18, 2012

How To Get Auto Insurance Price Quotes From The Internet

When you take the auto insurance Price Quotes you will also get more information at the same time, maybe new and useful to you. The process needs some interest from your side, because the auto insurance Price Quotes are the not the sexiest things in the world, but the savings can be substantial.
You can always contact your local insurance company to ask the auto insurance Price Quotes, but that will take a lot of time. The worst thing is, that you will get only one auto insurance quote. What about the competing insurance companies? The biggest benefit comes from the process, when you can make the companies to compete against each other, and this you can do only with the comparison services.

Wednesday, February 15, 2012

Insurance intermediary

A person through whom an insurance contract is effected. It normally refers to an insurance broker and/or an agent of an insurer such as a coverholder.

Insurance contract

Determines what insurance coverage is in place and determines the legal framework under which the content of an insurance policy is enforced.

Insurance broker

An individual or firm that acts as agent for an individual, body or firm in arranging insurance cover and in presenting claims under such cover. At present only Lloyd’s brokers may arrange cover directly with or on behalf of underwriters in the underwriting room.

Insurable interest

If an insured wishes to enforce a contract of insurance before the Courts he must have an insurable interest in the subject matter of the insurance, which is to say that he stands to benefit from its preservation and will suffer from its loss. In non-marine insurances, the insured must have insurable interest when the policy is taken out and also at the date of loss giving rise to a claim under the policy. In life insurance the insured must have insurable interest must when the policy is taken out and in marine insurance the insured must generally have insurable interest at the date of loss giving rise to a claim under the policy.

Convertible term insurance

An insurance policy that insurers need to be asked to renew policies in a certain time regardless of any changes to the health of the insured or not. This agreement requires insurance premiums are paid on time and the insured does not change unless there is a change in premiums is made for a special type of insurance using this type of protection that insurance. In addition, this also guarantees the right of reinsurance or conversion right type of insurance or guarantee coverage are made.

Tuesday, February 14, 2012

Car Insurance Guide

If you have any questions at all about what to do in order to get the right car insurance policy, how to keep your premiums as low as possible or what to do if you're involved in an accident and need to make a claim, our car insurance guide is a great place to start.
Here at moneysupermarket.com we're dedicated to driving down the cost of your motor insurance, and we've covered some of the most common questions and concerns encountered by our customers in the following pages.